Savings

Tuck those hard-earned dollars away... for a special occasion, a rainy day, or just because! Our Savings Accounts fit the bill and can be enhanced with our great technology!


Personal Savings

  • $5.00 minimum opening deposit required
  • No minimum balance requirements
  • Interest is compounded daily and credited quarterly*
  • Quarterly statement issued

Kids Club Savings

  • $5.00 minimum opening deposit required
  • For kids 12 and under
  • Interest is compounded daily and credited quarterly*
  • Quarterly statement issued

Money Market Savings

  • $2,500.00 minimum opening deposit required
  • If daily balance falls below $2,500.00, rate changes to Personal Savings rate
  • Interest is compounded and credited monthly
  • Higher interest rates paid for balances over $10,000, $50,000, $100,000, and $200,000
  • Monthly statement issued
  • Checks available for purchase

Christmas Club Savings

  • $5.00 minimum opening deposit required
  • Earn premium rate up to maximum balance limit*
  • For funds over maximum balance limit, regular savings rate applies
  • Interest accrued daily and credited annually
  • Flexible options for periodic deposits to build your savings
  • Funds dispersed in a lump sum on November 15th
  • Limit one account per customer

Try our Savings Calculators >>


Meet Our Banking Pro!

Cheryl Doocy

Personal Banker
(320) 335-5805 | cheryl.doocy@fnbosakis.net

Osakis Area Native | Fitness Junkie | Wife | Mom | Farm Girl

As your Personal Banker, I look forward to helping guide you to the most beneficial products to optimize the health of your financial future!

"There is more mercy in Christ than sin in us." - Richard Sibbes

*Rates are subject to change at any time.
**If balance is at zero for thirty days, account will automatically close.