Our straight-forward Credit Card, issued by Glenwood State Bank, a First National Bank of Osakis affiliate, boasts NO annual fees, NO cash advance fees, and a LOW fixed interest rate! Plus, earn 1% back on every purchase!
Credit Card Program
- More information available October 9, 2023
Get rewarded for everyday spending! Earn 1% back on every purchase… big or small! Redeem your points for cash, travel, merchandise, and more!
Redeem your points for…
- Cash: spend your earnings any way you want!
- Travel: book flights, hotels, car rentals, cruises, experiences, and more!
- Merchandise: browse thousands of popular items!
- Gift cards: choose from hundreds of your favorite stores and restaurants!
- Statement credit: reduce the balance of your current statement!
Be sure to take advantage of your points; they expire after 3 years!
Apply for a Credit Card!
Activate your Credit Card or set PIN: (800) 290-7893
Credit Card Support: (866) 632-7970
Report your Credit Card lost or stolen: (855) 293-2458
|Credit Card Details|
|APR for Purchases:||14.90% fixed|
|APR for Balance Transfers:||14.90% fixed|
|APR for Cash Advances:||14.90% fixed|
|Paying Interest||Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.|
|For Credit Card Tips from the Federal Reserve Board||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore.|
|Setup and Maintenance Fees|
Balance Transfer Processing:
Cash Advance Processing:
1.00% of each foreign currency transaction in U.S. dollars
Statement Copy Fee:
Stop Payment Fee:
Sales Draft Copy Fee:
Annual Membership Fee:
$20.00 per request