Personal Banking

• Personal Savings
• Youth Savers
• Holiday Club
• Certificates of Deposit
• Debit Cards

Personal Savings
This account is for minimal transfers and designed to help you save for
future needs.

Youth Savers
This savings account is specially designed for youths up to age 18.

Holiday Club
This account allows you to save money throughout the year for the
special gifts and get-togethers that make the holiday season a memorable
time of the year.

Certificates of Deposit
We offer many lengths of terms and very competitive rates. Please call for
rates (859-2101).

Debit Cards
Used in conjunction with your personalized checking accounts. You can
access your account at retail outlets and ATM’s all over the world.

Personal Checking

• First Choice Checking Account
• Minimum Balance Checking Account
• Basic Checking Account
• Classic Checking Account
• Premier Checking Account
• Now Account
• Freedom Club Account
• The Investors Account

First Choice Checking
For customers who want value-added checking

Minimum Balance Checking
For customers who want checking by maintaining a required balance

Basic Checking
For customers who have a minimal amount of transactions per month

Classic Checking
Checks held at bank and not available for return

Premier Classic Checking
For customers 55 years of age and older, checks held at bank and not available for return

Now Account
For customers who want their checking account to earn interest.

Freedom Club Account
You must have $10,000.00 in CDs or savings accounts to qualify.

The Investors Account
Money Market Rate
Checks held at bank and not available for return

Business Checking

• Business I
• Business II
• Business III
• Commercial NOW
• Safekept Commercial NOW
• Farm Checking
• Community Checking

Business I
For accounts with higher activity or balances

Business II
For accounts with moderate activity or balances

Business III
For accounts with low activity or balances

Commercial Now
Available for sole proprietorships and non-profit organizations only

Safekept Commercial Now
Available for sole proprietorships and non-profit organizations only, your checks are
Safekept by our bank and your statement cycle date will be the 25th of each
Month.

Farm Checking
For our farm customers who don’t with to maintain a specified balance or may
have account balances that vary in amount throughout the statement cycle.

Community Checking
For Nonprofit groups, service groups and clubs