Get the picture

FOR BETTER SECURITY!

 

Because FNB Osakis takes your security seriously, we add your photo to your debit card for FREE!

Ask our Customer Service Representative for details!

First National Bank of Osakis

PO Box 580
211-213 Central Avenue
Osakis, MN 56360
Ph: 320-859-2101
Fax: 320-859-3680

Lobby Hours:

M-Th 8:30am-3:00pm
Fri 8:30am-5:30pm
Sat 8:30am-Noon

Drive Up Hours:

M-F 8:00am-5:30pm
Sat 8:00am-Noon

 

Certificates of Deposit
(Tiers based on total certificate of deposit relationship)
Tier Term *APY Interest Rate
$500 - $9,999.99 91 Day .05

.05

182 Day .15 .15
1 Year .30        .30       
2 Year .55        .55
3 Year . 80 .80

$10,000 - $24,999.99 91 Day .05 .05
182 Day .15        .15
1 Year .40 .40
2 Year .65 .65
3 Year .90 .90

$25,000 - $99,999 91 Day .20 .20
182 Day .30 .30
1 Year .40 .40
2 Year .65 .65
3 Year .90 .90

Over $100,000 91 Day .20 .20
182 Day .30 .30
1 Year .40 .40
2 Year .65 .65
3 Year .90 .90

*APY = Annual Percentage Yields are effective 06/03/2014** $5,000 MInimum,

Penalty for Early Withdrawal for a Certificate term of 1 year or less is 3 months interest.
If Certificate term is greater than 1 year, the penalty is 6 months interest.

**$500 Minimum Plus Deposit Account Relationship.

FDIC Insurance up to $250,000 per depositor. For more information, call 320-859-2101.

return to top

 

Retirement Investment Account
Tier *APY Interest Rate
$01 - $9,999.99 .65 .65
$10,000 - $24,999.99 .75 .75
$25,000 - $99,999.99 .75 .75

*APY = Annual Percentage Yields are effective 08/06/2013 are variable, and are subject to change. Fees may reduce earnings.
$10 Annual Fee
IRA accounts are also available in all fixed rate terms. A $25.00 transfer fee will be assessed when closing a Certificate of Deposit of Savings Retirement Account and transferring the funds outside the Bank.

return to top

 

The Investor's Account
Tier *APY Interest Rate
$1 - $9,999.99 .10 .10
$10,000 - $24,999.99 .20 .20
$25,000 - AND OVER .30 .30

*APY = Annual Percentage Yields are effective 04/10/2014 are variable, and are subject to change. Minimum balance to open account is $5,000.  The Minimum withdrawl amount for the Investors Checking is $500.  Fees may reduce earnings.

return to top

 

Savings Accounts
Tier *APY Interest Rate
$200 - $2,499.99 .05 .05
$2,500 - $9,999.99 .05 .05
$10,000 - $24,999.99 .15 .15
Over $25,000 .30 .30

*APY = Annual Percentage Yields are effective 04/10/2014, are variable, and are subject to change. Fees may reduce earnings.

return to top

 

Youth Savers Account/Money Beez
Tier *APY Interest Rate
$01 - $2,499.99 .05 .05
$2,500 - $9,999.99 .15 .15
$10,000 - AND OVER .30 .30

*APY = Annual Percentage Yields are effective 04/10/2014, are variable, and are subject to change. Fees may reduce earnings.

return to top

 

NOW Accounts
*APY Interest Rate
.10 .10

*APY = Annual Percentage Yields are effective 08/06/2013, are variable, and are subject to change. Fees may reduce earnings. Minimum balance to receive interest is $1,000.

return to top